Breakwater Capital Partners

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Investor Information

A disciplined special situations & workout platform — built for risk-adjusted return.

Breakwater participates in distressed luxury single-family, multifamily, and condominium completion and workout opportunities across South Florida on an asset-by-asset basis, each underwritten to a defined box and presented with its own acquisition memorandum. Capital is deployed against a hard asset, behind a defined value-creation event, for a short and defined window.

Target Economics

The completion spread.

Illustrative target parameters for the core acquisition box. Targets are objectives based on current assumptions, are inherently uncertain, and are not guarantees of future results.

25%+
Target completion spread
25–40%+
Target project gross IRR
1.4–1.8x
Target equity multiple
6–18 mo
Target hold period

How You Participate

Choose your position in the capital stack.

Each opportunity is offered asset-by-asset. Positions are structured for downside protection and alignment — the GP co-invests on every deal and earns its promote only after partner capital has received its preferred return.

Lower risk

Secured Note / Senior

A secured position in the capital stack — current or accruing return, lower in the range. Protected by the asset and the completion spread beneath you.

Balanced

Preferred Equity

A fixed preferred return plus a share of profit, ahead of common equity. Income with participation in the upside.

Full upside

JV Common

Full completion-spread participation alongside Breakwater as operating sponsor, sharing in the value our execution creates.

Alignment

A standard, partner-first waterfall.

Adjustable per investment. Illustrative structure shown.

1Return of capital — 100% to capital partners until invested capital is returned.
2Preferred return — to capital partners until the preferred hurdle is met (e.g., 8–10%).
3Promote split — residual profit shared (e.g., 80% capital / 20% GP).
4GP co-investment — Breakwater invests alongside partners on every deal.

Illustrative Deal

How a Breakwater special situation underwrites.

A fictional, illustrative example — a Rio Vista waterfront completion — used to show the underwriting discipline. Not a representation of any actual or available investment.

Rio Vista deep-water spec home — ~75% complete · note acquisition · 12-month hold
$7.5M
Finished value
27%
Completion spread
1.41x
Project multiple
~41%
Project gross IRR
Stress-tested at −10% finished value and +20% cost to complete simultaneously, the deal still preserves capital — the margin of safety we require before committing.

The Trajectory

From asset-by-asset to an institutional platform.

Phase 1 — Prove

Deal-by-deal

Single-asset co-investments underwritten to the box, building a documented track record.

Phase 2 — Program

Programmatic capital

A committed co-invest or pledge facility deployed across deals as they clear the box.

Phase 3 — Institutionalize

Discretionary fund

A closed-end special situations / development-recovery fund seeded by the track record.

Request the full investor package

Verified investors receive the platform thesis, underwriting model, and a sample acquisition memorandum on a live opportunity.

Contact Richard Rosa